Step 1
Apply online
Fill in the two-minute form with your details and the amount you need. No app, no account, no branch visit.
The process
How it works
Four easy steps from application to money in your bank account.
Four easy steps
Getting your loan is simple
Apply online, share your documents on WhatsApp, get your approval in writing and receive the money in your bank account. A real person handles it from start to finish.
- 1
Step 2
Share your documents
Send your basic KYC documents digitally, on WhatsApp or email. No branch visit.
2Step 3
Get approved
Instant verification and approval. Your loan amount, interest, fee and repayment date are confirmed in writing.
3Step 4
Get money in your bank
Once you accept the terms, the approved amount is transferred straight to your bank account within hours.
4
Keep these handy
What you'll need
Our team collects these over WhatsApp or email after you apply.
- Aadhaar card
- PAN card
- Salary slip or income proof
- Bank statement (last 3 months)
Before you apply
Indicative terms
- Loan Amount
- ₹10,000 to ₹50,00,000
- Tenure
- 7 to 90 days, repaid in one payment on the agreed date
- Interest
- Charged per day at the rate stated in your approval message
- Processing Fee
- ₹0 for a limited time
- Late Payment
- A daily penalty applies on the unpaid amount after the repayment date
Final terms are set on approval and shared with you in writing before any money is transferred. MK Finance decides each application on its merits.
Before disbursal
What your approval message contains
Every approved loan is confirmed in writing before any money is transferred. This is what the message states, line by line.
MK Finance
Sample message
Dear Sample applicant,
We are pleased to inform you that your loan application has been approved. Please find the approved terms below:
- Disbursement Date12 Oct 2026
- Loan Amount₹25,000
- Tenure30 days
- Processing Fee₹0
- Interest RateSet on approval
- Repayment Date11 Nov 2026
- Total RepaymentSet on approval
Please review the applicable loan agreement and terms before proceeding.
Regards,MK Finance
Sample values for illustration. Your own figures are stated in your message.
- 1
Disbursement Date
The day the money is sent to your bank account.
- 2
Loan Amount
The amount approved, between ₹10,000 and ₹50,00,000.
- 3
Tenure
Between 7 and 90 days.
- 4
Processing Fee
₹0 for a limited time. Always stated before you accept.
- 5
Interest Rate
A rate per day on the loan amount, stated before you accept.
- 6
Repayment Date
One payment on or before this date.
- 7
Total Repayment
Loan amount plus interest for the full tenure. Repay early and you pay interest only for the days elapsed.
Good to know
On time, early or late
Interest is charged per day, so the day you pay decides what you owe.
On the repayment date
Pay the repayment amount stated in your approval message to our account, then send us the proof of payment.
Earlier than planned
You pay interest only for the days since disbursal, not for the full tenure. Call us for the exact amount on the day you want to pay.
After the date
A daily penalty applies on the unpaid amount from the day after the repayment date, at the rate stated in your approval message.
Get started
Start with the two-minute form
Our team will contact you shortly after you submit.